Rental Income Utilisation
Commercial Lease Doc allows you to use rental income from your commercial property as the primary income verification.
Service with Rent from Commercial Property
Borrowers from 7.99%^ p.a.
Commercial – Our Commercial Lease Doc product provides flexible financing options for those interested in purchasing, refinancing, or releasing equity from commercial properties. The primary income verification required for this loan is the current lease from the security property, making the assessment process more straightforward and efficient.
Key Benefits
Flexible Financing
Suitable for purchase, refinance, or equity release, offering a versatile solution for various loan needs.
Simplified Process
With income verification primarily based on the current lease, this product streamlines the lending process for borrowers.
Current Rate^: 7.99%
Comparison Rate*: n/a
Security Type: Commercial security
Loan Purpose: Purchase, Refinance and Debt consolidation
Verification Required: Full lease agreement
Personal or Business/Investment Purposes: Both
Minimum Loan Amount: $100,000
Maximum Loan Amount: $25,000,000 (70% LVR)
$3,000,000 (75% LVR)
Maximum LVR: 75%
Lenders Mortgage Insurance Required: No
Maximum Loan Term: 30 Years
Repayment Type: Principal & Interest Only and/or Interest Only
Maximum Interest Only Term: 5 Years
Interest Rate Type: Variable
Redraw Available: Yes^
Application Fee (excl. Val. & Legal Fees): from 1.25% of the loan amount
Risk Fee: $0
Additional Repayments: No
Consumer advisory note: Maximum loan amounts and LVRs may vary based on security offered. * The comparison rate is based on secured credit of $150,000 and a term of 25 years. WARNING – Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Terms, conditions, fees, charges and La Trobe Financial lending criteria apply. ^ Depends on the loan amount and risk grade of borrower.
Get Started
If you would like to apply directly with us, you can use our Express Enquiry Form.
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How to Get Started
Select a Product
Explore our range of lending options and select the loan that suits your needs.
Contact Your Broker
Talk to your finance professional and ask them to contact La Trobe Financial.
or Apply Online
If you would like to apply directly with us, you can use our Express Enquiry Form. Fill in some quick details and our friendly lending consultants will call you back to discuss the best options for you.
Talk to Us
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