SMSF

Our SMSF loan products are suitable for the purchase of a range of different property types and purposes.

Product Details:

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Product Name SMSF Residential SMSF Commercial
Current Rate^ 6.69%^ 6.99%
Comparison Rate* n/a n/a
SecurityType Residential security Commercial security
Loan Purpose Purchase & Refinance of Investment Purchase & Refinance of Investment
Verification Required 80% Rental Income. SMSF Contribution Statement. Income deemed at 3.9% 80% Rental Income. SMSF Contribution Statement. Income deemed at 3.9%
Personal or Business/Investment Purposes Business/Investment only Business/Invesment only
Minimum Loan Amount $100,000 $100,000
Maximum Loan Amount $1,000,000 (70% LVR) $5,000,000 (65% LVR)
$2,000,000 (70% LVR)
Maximum LVR 70% 70%
Lenders Mortgage Insurance required No No
Maximum Loan Term 30 Years 25 Years
Repayment Type Principal & Interest Principal & Interest Only
Maximum Interest Only Term n/a 5 Years
Interest Rate Type Variable Variable
Redraw Available No No
Application Fee (excl. Val. & Legal Fees) from 1.25% of the loan amount from 1.25% of the loan amount
Risk Fee $0 $0
Additional Repayments Yes No

Terms, conditions, fees, charges and La Trobe Financial Lending criteria apply. ^ Depends on loan amount and risk grade of borrower.
Mar 2015
Product Showcase Commercial SMSF (part 1)
Mar 2015
Product Showcase Commercial SMSF (Part 2)

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Key Borrower Documents: