Pooled Mortgages Option (PMO)

medium low risk rating

Our Pooled Mortgages Option has a proud history of outperforming the benchmark and competition.

Our Pooled Mortgages Option has increased its performance against other credit funds over all time periods and fully met all investor withdrawal/renewal requests. Money magazine has judged the PMO the Best Mortgage Fund in Australia for seven years running (2010 - 2016).

So if you are considering a 12 month term investment, speak to our investment specialists about the Pooled Mortgages Option.


  • all funds invested in cash or loans secured by first mortgages in Australia
  • 12 month term investment*
  • no entry or exit fees (if investment held to maturity)
  • personal service from our investment specialists
  • the security of a manager with over 60 years' experience
  • minimum investment $1,000
Quick Facts Value
Option Size $621.2m
Cash & Liquid Investments $4.3m
Credit Assets $0m
Mortgages $616.9m
No of Loans 1,448
Average LVR (%) 63.9%
No of Investors 4,934
Average Investment $426,066
Largest Investment $5,038,313
Fixed Rate Exposure 10.6%
Variable Rate Exposure 89.4%
Arrears (>90 days) 1.6%
As at 30 June 2016
Option Return BBI Perform
5.20% 3.42% +1.78%
As at 30 June 2016

Ratings:


Awards:



Adviser Updates File Size Type
Adviser Update – 2015 Q2 774 KB file-type
Adviser Update – 2015 Q3 826 KB file-type
Adviser Update – 2015 Q4 707 KB file-type
Adviser Update – 2016 Q1 735 KB file-type
Adviser Update – 2016 Q2 734 KB file-type
Performance PMO Bloomberg Ausbond BBI (+1.5%) Perform
1 month 0.43% 0.29% +0.15%
3 months 1.31% 0.94% +0.37%
6 months 2.63% 1.89% +0.74%
1 year 5.36% 3.74% +1.62%
2 years p.a. 5.66% 3.92% +1.74%
3 years p.a. 5.89% 4.01% +1.88%
5 years p.a. 6.52% 4.59% +1.93%
As at 30 June 2016
Maturity Profile Amount Percent
0-6 months $100.8m 16.3%
7-12 months $77.9m 12.6%
1-3 years $157.6m 25.6%
3+ years $280.6m 45.5%
As of 30 June 2016

Key Documents:


One Credit Fund, Four Investment Options:


Cash & Mortgages

3.20
%
*

More info >

  • 48hr Notice*
  • Easy access to your cash.
  • Pooled set & forget
  • Variable rate paid monthly

Pooled

5.20
%
*

More info >

  • 12 month term
  • Strong monthly returns
  • Pooled set & forget
  • Variable rate paid monthly

Peer-to-Peer (P2P)

up to
8.50
%
*6

More info >

  • You choose term
  • Take control & choose
  • Select Peer 2 Peer (P2P)
  • Fixed/Variable rates

High Yield (P2P)

from
11.00
%
*6

More info >

  • 24+ months terms
  • Higher returns for investors
  • Select Peer 2 Peer (P2P)
  • Fixed/Variable rates

La Trobe Financial Asset Management Limited ABN 27 007 332 363 & LFS Licence No 222213 is the issuer and manager of the La Trobe Australian Credit Fund.
It is important for you to read the Product Disclosure Statement for the Fund before you make an investment decision. The PDS is available here or by calling 1800 818 818.
You should consider carefully whether or not investing in the Fund is appropriate for you.
* Please refer to the disclaimers link on this page for full disclaimers.