Insurance
> Flood safety
The most common form of flooding in Australia is the flooding of rivers following heavy rainfall. Another major form of flooding is the overflow of drainage systems in urban areas,
particularly in heavily populated areas. If you live in a flood prone area, here are some precautionary measures as recommended by Emergency Management Australia.
If you need to evacuate
- Notify a neighbour, friend or the local authorities of your new address.
- Turn off power, water and gas and take your mobile phone.
- Pack warm clothing, essential medication, valuables and sentimental items in waterproof bags, to be taken with your emergency kit.
- Move furniture, clothing and valuables onto beds, tables (electrical items highest).
- Lock your home and take recommended evacuation routes for your area.
- Don't drive through flooded ground.
If you stay during the flood
- Stay tuned to local radio for updated advice.
- Don't allow children to play in, or near, flood waters.
- Avoid entering floodwaters.
- Stay away from drains, culverts and water over knee-deep.
- Don't use gas or electrical appliances which have been in flood water until checked for safety.
- Don't eat food which has been in flood waters and boil tap water until supplies have been declared safe.
To take out the insurance offered on this section, you will have to complete the application forms attached to the Product Disclosure Statements ("PDS") which you can download from this page. It is important for you to read the PDS's before you make an insurance decision and you should consider carefully whether or not the insurance available is appropriate for you.