La Trobe Financial Asset Management Limited ABN 27 007 332 363 & LFS Licence No 222213 is the issuer and manager of the La Trobe Australian Mortgage Fund. It is important for you to read the Product Disclosure Statement for the Fund before you make an investment decision. The PDS is available here or by calling 1800 818 818. ^ The rates of return from the Fund are not guaranteed and are determined by future revenue of the Fund and may achieve lower than expected returns. Investors risk losing some or all of their principal investment. * Withdrawal rights are subject to liquidity and may be delayed. # Past performance is no guide to future performance. ¹The Standard and Poors rating of 4 out of 5 stars indicates that S + P has high conviction that La Trobe Financial will consistently generate risk-adjusted fund returns in excess of its relevant investment objectives and relative to its peers. ²The Adviser Edge rating of 3.75 stars out of a possible 5 star rating indicates that the Fund has performed in line with its peers and exceeded its peers on some fronts. S + P and Adviser Edge receive a fee from La Trobe Financial for rating the product. Each rating is only one factor in deciding to invest and is subject to change. ³The Zenith Investment Partners (“Zenith”) ABN 60 322 047 314 rating (assigned Sep 2011) referred to in this document is limited to “General Advice” (as defined by section 766B of Corporations Act 2001) and based solely on the assessment of the investment merits of the financial product on this basis. It is not a specific recommendation to purchase, sell or hold the relevant product(s), and Zenith advises that individual investors should seek their own independent financial advice before investing in this product. The rating is subject to change without notice and Zenith has no obligation to update this document following publication. Zenith usually receives a fee for rating the fund manager and product against accepted criteria considered comprehensive and objective.