Flexible treatment of applicants on a Credit Repair basis, with loans available to 80% LVR on both Full doc and Lite doc basis, and no risk fees apply.
| Loan Purpose |
Purchase, Refinance, Debt consolidation, Cash out (Full Doc) |
| Cash out |
Unlimited (Full Doc), Max 10% of total refinance (Lite Doc) |
| Verification Required |
Full/Lite |
| Personal or Business/Investment Purposes |
Both |
| Minimum Loan Amount |
$100,000 |
| Maximum Loan Amount |
$1,500,000 (75% LVR)
$1,000,000 (80% LVR) (Lite Max) |
| Maximum LVR |
80% |
| Lenders Mortgage Insurance required |
No |
| Maximum Loan Term |
30 Years (Full)
30 Years (Lite) |
| Repayment Type |
Principal & Interest, Interest Only |
| Maximum Interest Only Term |
5 Years |
| Interest Rate Type |
Variable |
| Redraw Available |
Yes |
| Application Fee (excl. Val. & Legal Fees) |
1.50% (Full)
1.75% of loan amount (Lite) |