La Trobe Financial’s Express Rural product assists borrowers to purchase or refinance (including cash out), rural properties of up to 200 acres for personal or business/investment purposes.
| Loan Purpose |
Purchase, Refinance, Debt consolidation, Cash out |
| Cash out |
Refer to La Trobe Finanacial |
| Verification Required |
Full/Lite |
| Personal or Business/Investment Purposes |
Both |
| Minimum Loan Amount |
$100,000 |
| Maximum Loan Amount |
Refer to La Trobe Financial |
| Maximum LVR |
55% |
| Lenders Mortgage Insurance required |
No |
| Maximum Loan Term |
30 years (< 100%) |
| Repayment Type |
Interest Only |
| Maximum Interest Only Term |
2 Years |
| Interest Rate Type |
Variable, Fixed 1 - 2 years |
| 1 Year Fixed |
Price on application |
| 2 Years Fixed |
Price on application |
| 3 Years Fixed |
Not Available |
| Redraw Available |
No |
| Application Fee (excl. Val. & Legal Fees) |
1.25% of loan amount |