Non-Resident from 6.99% p.a.^(7.34%p.a* Comparison rate)
Residential & Commercial Specialist Lending

Our innovative non-resident loan products are available for both residential and commercial investments. What makes these products innovative is the added feature of including fully verified self-employed non-resident borrowers.

3 reasons to deal with
La Trobe Financial
for your loans ...

Broadest Products

Good Value for Money
No Risk or Equalisation fees ≤ 80% LVR

Product Details:

click to switch between products
Product Name Non-Resident Residential Non-Resident Commercial
Current Rate^ 6.99^ 6.99%^
Comparison Rate* 7.34% n/a
Security Type Residential security Commercial security
Loan Purpose Purchase or Refinance Purchase or Refinance
Verification Required Full Doc Method Full Doc Method or Full lease agreement
Personal or Business/Investment Purposes Both Both
Minimum Loan Amount $100,000 $100,000
Maximum Loan Amount $5,000,000 (65% LVR)
$2,000,000 (75% LVR)
$5,000,000 (65% LVR)
$2,000,000 (70% LVR)
Maximum LVR 75% 70%
Lenders Mortgage Insurance required No No
Maximum Loan Term 30 Years 30 Years
Repayment Type Principal & Interest Principal & Interest
Maximum Interest Only Term 5 Years 5 Years
Interest Rate Type Variable Variable
Redraw Available No No
Application Fee (excl. Val. & Legal Fees) from 1.50% of the loan amount from 1.50% of the loan amount
Risk Fee $0 $0
Additional Repayments No No

What should I do next?

Borrower Calc


See How Much You Can Borrow

View Calculator >
Call 13 80 10
Apply Online

Step 2

Manually Apply with Forms

For Loan Application and Income Verification forms, click here
  1. A Loan Application form
  2. A Verification of Identity
  3. One of the following Income Verification Certificates based on if you are self employed or a PAYG employee:
    1. Self Employed Accountants Certificate (SEBAC)
    2. PAYG Employer Salary Confirmation (PAYG-C)
    3. Self Employed Borrowers Repayment Declaration (SEBRD)
Or call 13 80 10