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Our Residential Loan Solutions for Construction Borrowers from 7.99%^ p.a. (8.32%* p.a. comparison rate)

Our residential construction loan products are popular with PAYG or self-employed borrowers looking to construct a home to live in, or to use as an investment.

Residential Construction

Current Rate^: 7.99%

Comparison Rate*: 8.32%

Security Type: Residential security

Loan Purpose: Construction (single residential dwelling)

Verification Required: Full or Lite Doc® methods

Personal or Business/Investment Purposes: Both

Minimum Loan Amount: $100,000

Maximum Loan Amount: $25,000,000 (70% LVR)
$5,000,000 (75% LVR)
$2,000,000 (80% LVR)

Maximum LVR: 80%

Lenders Mortgage Insurance required:  No

Maximum Loan Term: 30 Years

Repayment Type: Principal & Interest

Maximum Interest Only Term: 5 Years reverting to P&I

Interest Rate Type: Variable

Redraw Available: Yes

Application Fee (excl. Val. & Legal Fees): 1.25% of the loan amount

Risk Fee: $0

Additional Repayments: Yes

Current Rate^: 7.99%

Comparison Rate*: 8.32%

Security Type: Residential security

Loan Purpose: Construction (single residential dwelling)

Verification Required: Full or Lite Doc® methods

Personal or Business/Investment Purposes: Both

Minimum Loan Amount: $100,000

Maximum Loan Amount: $25,000,000 (70% LVR)
$5,000,000 (75% LVR)
$2,000,000 (80% LVR)

Maximum LVR: 80%

Lenders Mortgage Insurance required:  No

Maximum Loan Term: 30 Years

Repayment Type: Principal & Interest

Maximum Interest Only Term: 5 Years reverting to P&I

Interest Rate Type: Variable

Redraw Available: Yes

Application Fee (excl. Val. & Legal Fees): 1.25% of the loan amount

Risk Fee: $0

Additional Repayments: Yes

CONSUMER ADVISORY NOTE

Other Loan Options

Employed
 

Tailored towards employed Australians, offering flexible features to suit your needs.

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SMSF
 

Suited for those looking to invest in residential property as part of their superannuation portfolio.

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Aged Care
 

Offering a solution to cover the Refundable Accommodation Deposit (RAD) and ease the transition into aged care.

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Rural
 

Our Rural loan product assists borrowers to purchase or refinance non-metro rural properties (typically from 25 to 100 acres in size) for personal or investment purposes.

Learn More

Explore

Commercial Solutions

Our Commercial loan products suit both PAYG and self-employed borrowers looking to purchase, refinance or access equity using commercial property.

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Insurance Solutions

La Trobe Financial aims to make insurance easy with a range of quality general insurance products tailored to suit your needs.

Learn More

Contact
 

We’d love to hear from you. Use the form or call 13 80 10.

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