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Our Residential Loan Solutions for Rural Borrowers from 7.69%^ p.a. (8.02%* p.a. comparison rate)

Our Rural loan product assists borrowers to purchase or refinance non-metro rural properties (typically from 25 to 100 acres in size) for personal or investment purposes.

Full Doc

Current Rate^: 7.69%

Comparison Rate*: 8.02%

Security Type: Rural-Resi typically ≥ 25 and ≤ 100 acres

Loan Purpose: Purchase, refinance and debt consolidation for personal or business/investment purposes.

Verification Required: 2 payslips OR last 2 years financials/tax assessment notices

Personal or Business/Investment Purposes: Both

Minimum Loan Amount: $100,000

Maximum Loan Amount: $5,000,000

Maximum LVR:  75%

Lenders Mortgage Insurance required:  No

Maximum Loan Term: 30 Years

Repayment Type: Principal & Interest

Maximum Interest Only Term: Up to 5 years

Interest Rate Type: Variable

Redraw Available: Yes

Application Fee (excl. Val. & Legal Fees): from 0.75% of the loan amount

Risk Fee: $0

Additional Repayments: Yes

Current Rate^: 7.69%

Comparison Rate*: 8.02%

Security Type: Rural-Resi typically ≥ 25 and ≤ 100 acres

Loan Purpose: Purchase, refinance and debt consolidation for personal or business/investment purposes.

Verification Required: 2 payslips OR last 2 years financials/tax assessment notices

Personal or Business/Investment Purposes: Both

Minimum Loan Amount: $100,000

Maximum Loan Amount: $5,000,000

Maximum LVR:  75%

Lenders Mortgage Insurance required:  No

Maximum Loan Term: 30 Years

Repayment Type: Principal & Interest

Maximum Interest Only Term: Up to 5 years

Interest Rate Type: Variable

Redraw Available: Yes

Application Fee (excl. Val. & Legal Fees): from 0.75% of the loan amount

Risk Fee: $0

Additional Repayments: Yes

Lite Doc®

Current Rate^: 8.24%

Comparison Rate*: 8.57%

Security Type: Rural-Resi typically ≥ 25 and ≤ 100 acres

Loan Purpose: Purchase, refinance and debt consolidation for personal or business/investment purposes.

Verification Required: Borrower repayment declaration PLUS one of the following; accountant’s letter, BAS or Trading Statements

Personal or Business/Investment Purposes: Both

Minimum Loan Amount: $100,000

Maximum Loan Amount: $5,000,000

Maximum LVR:  75%

Lenders Mortgage Insurance required:  No

Maximum Loan Term: 30 Years

Repayment Type: Principal & Interest

Maximum Interest Only Term: Up to 5 years

Interest Rate Type: Variable

Redraw Available: Yes

Application Fee (excl. Val. & Legal Fees): 1.25% of the loan amount

Risk Fee: $0

Additional Repayments: Yes

Current Rate^: 8.24%

Comparison Rate*: 8.57%

Security Type: Rural-Resi typically ≥ 25 and ≤ 100 acres

Loan Purpose: Purchase, refinance and debt consolidation for personal or business/investment purposes.

Verification Required: Borrower repayment declaration PLUS one of the following; accountant’s letter, BAS or Trading Statements

Personal or Business/Investment Purposes: Both

Minimum Loan Amount: $100,000

Maximum Loan Amount: $5,000,000

Maximum LVR:  75%

Lenders Mortgage Insurance required:  No

Maximum Loan Term: 30 Years

Repayment Type: Principal & Interest

Maximum Interest Only Term: Up to 5 years

Interest Rate Type: Variable

Redraw Available: Yes

Application Fee (excl. Val. & Legal Fees): 1.25% of the loan amount

Risk Fee: $0

Additional Repayments: Yes

CONSUMER ADVISORY NOTE

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Contact
 

We’d love to hear from you. Use the form or call 13 80 10.

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