Our SMSF product is suited for Australian residents that have an existing SMSF or are in the process of establishing an SMSF. Suitable for borrowers wishing to purchase or refinance an existing commercial property.
Current Rate^: 7.99%
Comparison Rate*: n/a
Security Type: Commercial security
Loan Purpose: Purchase & Refinance of Investment
Verification Required: 80% Rental Income. SMSF Contribution Statement. Income deemed at 3.9%
Personal or Business/Investment Purposes: Business/Investment only
Minimum Loan Amount: $100,000
Maximum Loan Amount: $5,000,000
Maximum LVR: 75%
Lenders Mortgage Insurance required: No
Maximum Loan Term: 30 Years
Repayment Type: Principal & Interest Only
Maximum Interest Only Term: 5 Years
Interest Rate Type: Variable
Redraw Available: No
Application Fee (excl. Val. & Legal Fees): from 1.25% of the loan amount
Risk Fee: $0
Additional Repayments: Yes – conditions may apply
Current Rate^: 7.99%
Comparison Rate*: n/a
Security Type: Commercial security
Loan Purpose: Purchase & Refinance of Investment
Verification Required: 80% Rental Income. SMSF Contribution Statement. Income deemed at 3.9%
Personal or Business/Investment Purposes: Business/Investment only
Minimum Loan Amount: $100,000
Maximum Loan Amount: $5,000,000
Maximum LVR: 75%
Lenders Mortgage Insurance required: No
Maximum Loan Term: 30 Years
Repayment Type: Principal & Interest Only
Maximum Interest Only Term: 5 Years
Interest Rate Type: Variable
Redraw Available: No
Application Fee (excl. Val. & Legal Fees): from 1.25% of the loan amount
Risk Fee: $0
Additional Repayments: Yes – conditions may apply
CONSUMER ADVISORY NOTE
Maximum loan amounts and LVRs may vary based on security offered.
* The comparison rate is based on secured credit of $150,000 and a term of 25 years. WARNING Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Terms, conditions, fees, charges and La Trobe Financial lending criteria apply.
^ Depends on the loan amount and risk grade of borrower
Full Doc®
A flexible solution for PAYG and self-employed borrowers who are able to fully verify their income.
Learn MoreRural
Tailored towards borrowers purchasing non-metro rural properties over 100 acres for business purposes.
Learn MoreLease Doc
A flexible loan for those looking to use the rent generated from a commercial property for loan requirements.
Learn MoreDevelopment
Our Development loans suit developers who are looking to construct small – medium sized development projects.
Learn MoreLite Doc®
Tailored to support the self-employed community offering alternative options for income verification.
Learn MoreInsurance Solutions
La Trobe Financial aims to make insurance easy with a range of quality general insurance products tailored to suit your needs.
Learn More