12 Month Term Account

medium low risk rating

Our 12 Month Term Account has a proud history of outperforming the benchmark and competition.

Our 12 Month Term Account has increased its performance against other credit funds over all time periods and fully met all investor withdrawal/renewal requests. Money magazine has judged the 12 Month Term Account the Best Mortgage Fund in Australia for seven years running (2010 - 2016).

So if you are considering a 12 month term investment, speak to our investment specialists about the 12 Month Term Account.


  • all funds invested in cash or loans secured by first mortgages in Australia
  • 12 month term investment*
  • no entry or exit fees (if investment held to maturity)
  • personal service from our investment specialists
  • the security of a manager with over 60 years' experience
  • minimum investment $1,000
Quick Facts Value
Account Size $647.4m
Cash & Liquid Investments $9.5m
Credit Assets $0m
Mortgages $637.9m
No of Loans 1,467
Average LVR (%) 64.0%
No of Investors 5,087
Average Investment $434,845
Largest Investment $5,000,000
Fixed Rate Exposure 12.1%
Variable Rate Exposure 87.9%
Arrears (>90 days) 1.3%
As at 31 August 2016
Account Return BBI Perform
5.20% 3.54% +1.66%
As at 31 August 2016

Ratings:


Awards:



Adviser Updates File Size Type
Adviser Update – 2015 Q2 774 KB file-type
Adviser Update – 2015 Q3 826 KB file-type
Adviser Update – 2015 Q4 707 KB file-type
Adviser Update – 2016 Q1 735 KB file-type
Adviser Update – 2016 Q2 858 KB file-type
View newsletter > n/a file-type
Performance 12 Month Term Account Bloomberg Ausbond BBI (+1.5%) Perform
1 month 0.43% 0.30% +0.14%
3 months 1.31% 0.89% +0.42%
6 months 2.63% 1.85% +0.78%
1 year 5.33% 3.72% +1.61%
2 years p.a. 5.59% 3.86% +1.73%
3 years p.a. 5.83% 3.96% +1.87%
5 years p.a. 6.43% 4.49% +1.94%
As at 31 August 2016
Maturity Profile Amount Percent
0-6 months $106.4m 16.7%
7-12 months $87.0m 13.6%
1-3 years $164.9m 25.8%
3+ years $279.7m 43.9%
As of 31 August 2016

Key Documents:


One Credit Fund, Four Investment accounts:


Classic 48 hour
Account

3.20
%
*

More info >

  • 48hr Notice*
  • Easy access to your cash.
  • Pooled set & forget
  • Variable rate paid monthly

12 Month Term
Account

5.20
%
*

More info >

  • 12 month term
  • Strong monthly returns
  • Pooled set & forget
  • Variable rate paid monthly

Select Investment Account

from
6.00
%
*6

More info >

  • You choose term
  • Take control & choose
  • Select Peer 2 Peer (P2P)
  • Fixed/Variable rates

High Yield Investment Account

from
7.00
%
*6

More info >

  • You choose term
  • Higher returns for investors
  • Select Peer 2 Peer (P2P)
  • Fixed/Variable rates

La Trobe Financial Asset Management Limited ABN 27 007 332 363 & LFS Licence No 222213 is the issuer and manager of the La Trobe Australian Credit Fund.
It is important for you to read the Product Disclosure Statement for the Fund before you make an investment decision. The PDS is available here or by calling 1800 818 818.
You should consider carefully whether or not investing in the Fund is appropriate for you.
* The rates of return from the Fund are not guaranteed and are determined by the future revenue of the Fund, and may achieve lower than expected returns. Past performance is no guarantee of future performance. Investors risk losing some or all of their principal investment. The investment is not a bank deposit. Withdrawal rights are subject to liquidity and may be delayed or suspended. Past performance is no guarantee of future performance. Please refer to the disclaimers link on this page for full disclaimers.