Invest with confidence with our 90 Day Notice Account, a low-medium risk** investment option that provides monthly interest payments. This account allocates your capital into mortgage assets, Australian cash, and other credit instruments, providing low volatility income across the cycle.
Diversify your portfolio with low-risk** investments in quality mortgage assets and credit instruments.
Income paid monthly.
Market-leading returns. Low volatility.
Dedicated account manager for every investor. Friendly, personal service. Manage your investments online via La Trobe Direct.
^Past performance is not a reliable indicator of future performance. *The rate of return is reviewed and determined monthly and may increase or decrease each month. The rate of return applicable for any given month is paid at the start of the following month. The rate of return is not guaranteed and is determined by the future revenue of the Credit Fund and may be lower than expected. #We will make every endeavour to release your funds 90 days after receiving your redemption request. However, we have 12 months under the Fund’s Constitution to fulfill that request. When determining whether to honour your redemption request within 90 days we have to have regard to the Fund’s ability to realise for value the relevant assets and the best interests of investors. There is a risk of not honouring your redemption request within that timeframe but, there has never been a case in the history of the Fund when we have not honoured a redemption request on time due to a lack of liquidity.
Create a La Trobe Direct account and enjoy online access to our range of investment options.
Already have an online account? Log into your La Trobe Direct account to manage your investments and deposit funds.
We are here to help. Click the link below to access our contact details or send us an enquiry.
Important: The past performance of this investment product is not a reliable indicator of future performance.
This chart illustrates how a $100,000 investment in this product has performed historically since the inception of the investment product and assuming 100% of the interest distributions were reinvested each month.
The trend line represents the accumulation of the net dollar value of the investment over time before tax is applied.
Create your La Trobe Direct online account today. La Trobe Direct gives you online access to our range of investment options.
Verify your identity and we’ll assign you with your unique La Trobe Direct investor number.
Login to your La Trobe Direct online account. Connect a deposit method, select your investment product and deposit funds.
We are always here to help. Talk to our friendly Asset Management team and find the investment option that suits your goals.
*Current variable rate effective as at 1 June, 2026. Rate after fees, reviewed monthly.
Our Classic Notice Account offers investors a competitive variable rate of return from investment in a range of credit assets.
*Current variable rate effective as at 1 June, 2026. Rate after fees, reviewed monthly.
Our flagship 12 Month Investment Account has been recognised as the “Best Credit Fund – Mortgages” for 17 consecutive years by Money magazine.
*Current variable rate effective as at 1 June, 2026. Rate after fees, reviewed monthly.
Invest in our 2 Year Investment Account for low volatility income. Access loans secured by first mortgages across Australia.
^Past performance is not a reliable indicator of future performance.
**We provide this risk classification as a guide and it describes the risk based on the investment strategy of the investment account and underlying asset base. In assessing the risks of each investment account, we have had reference to the categories of risk described in the Standard Risk Measure Guidance Paper for Trustees issued jointly by the Financial Services Council (of which we are a member) and the Association of Superannuation Funds of Australia dated July 2011.
#We will make every endeavour to release your funds after receiving your withdrawal request: within 2 business days for the Classic Notice Account, 90 days for the 90 Day Notice Account, and 180 days for the 6 Month Notice Account. However, we have 12-months under the Fund’s Constitution to fulfill the request. When determining whether to honour your withdrawal request within the specified timeframes we have to have regard to the Fund’s ability to realise for value the relevant assets and the best interests of investors. While there is a risk of not honouring your withdrawal request within 2 business days, 90 days or 180 days, it’s important to note that there has never been a case in the history of the Fund when we have not honoured a withdrawal request on time due to a lack of liquidity.
Any advice on our website is general and has been prepared without considering your objectives, financial situation, or needs. When making your investment decision, note that (1) an investment in our products is not the same as a term deposit, lacking coverage under the Australian Government’s deposit guarantee scheme and posing a higher risk than a bank-issued term deposit; and (2) additional risks are associated with an investment in our products which are detailed in section 9 of the La Trobe Australian Credit Fund PDS, and section 6 of the La Trobe US Private Credit Fund PDS respectively. Full disclaimers are available here.
The variable rates of return are current at 1 June, 2026. The rates of return are reviewed and determined monthly, are not guaranteed, and may be lower than expected. The rates of return are determined by the future revenue of the Credit Fund, and distributions for any given month are paid within 14 days after month end.
