SMSF Loans for Commercial Property

Borrowers from 7.99%^ p.a.

Commercial – Our Commercial SMSF loan product is specifically designed for individuals who want to enhance their superannuation portfolio by investing in commercial property. It is designed to offer a tailored financing solution to meet the unique needs of your self-managed superannuation fund. Whether you’re seeking to diversify your superannuation investments or explore opportunities in the commercial property market, our SMSF loan is here to support your financial goals.

Key Benefits

Current Rate^: 7.99%
Comparison Rate*: n/a
Security Type: Commercial security
Loan Purpose: Purchase & Refinance of Investment
Verification Required: 80% Rental Income. SMSF Contribution Statement. Income deemed at 3.9%
Personal or Business/Investment Purposes: Business/Investment only
Minimum Loan Amount: $100,000
Maximum Loan Amount: $5,000,000
Maximum LVR:  75%
Lenders Mortgage Insurance Required:  No
Maximum Loan Term: 30 Years
Repayment Type: Principal & Interest Only
Maximum Interest Only Term: 5 Years
Interest Rate Type: Variable
Redraw Available: No
Application Fee (excl. Val. & Legal Fees): from 1.25% of the loan amount
Risk Fee: $0
Additional Repayments: Yes – conditions may apply

Consumer advisory note: Maximum loan amounts and LVRs may vary based on security offered. * The comparison rate is based on secured credit of $150,000 and a term of 25 years. WARNING – Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Terms, conditions, fees, charges and La Trobe Financial lending criteria apply. ^ Depends on the loan amount and risk grade of borrower.

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