Loans for Small-Medium Development Projects

Borrowers from 9.99%^ p.a.

Commercial – Our Development Loan is tailored for developers aiming to bring small to medium-sized development projects to life. Our development loan product is designed to support your unique requirements. With flexible financing options and a deep understanding of the development landscape, we’re here to facilitate your projects and help you achieve your development goals.

Key Benefits

Current Rate^: 9.99%
Comparison Rate*: N/A
Security Type: Residential & Commercial security
Loan Purpose: Construction (multi-dwellings/commercial)
Verification Required: Full or Lite Doc® methods
Personal or Business/Investment Purposes: Both
Minimum Loan Amount: $100,000
Maximum Loan Amount: $25,000,000 (65% LVR)
$5,000,000 (70% LVR)
Maximum LVR: 70% (not to exceed 80% of total development cost)
Lenders Mortgage Insurance Required:  No
Maximum Loan Term: 5 years
Repayment Type: Interest Only
Maximum Interest Only Term: 5 years
Interest Rate Type: Variable
Redraw Available: No
Application Fee (excl. Val. & Legal Fees): from 1.50% of the loan amount
Risk Fee: $0
Additional Repayments: No

Consumer advisory note: Maximum loan amounts and LVRs may vary based on security offered. * The comparison rate is based on secured credit of $150,000 and a term of 25 years. WARNING – Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Terms, conditions, fees, charges and La Trobe Financial lending criteria apply. ^ Depends on the loan amount and risk grade of borrower.

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