Business Expansion
Our Rural Loans are designed to support your rural business ventures, offering financing for non-metro properties over 100 acres.
Tailored Loans for Commercial Rural Property
Borrowers from 9.74%^ p.a.
Commercial – Our Commercial Rural Loans are tailored for individuals or companies seeking to purchase non-metro rural properties over 100 acres for business purposes. Whether you’re expanding your agricultural endeavours, establishing a rural business, or investing in large-scale rural properties, our loan product is designed to support your specific needs. With flexible financing and a deep understanding of rural business, we’re here to assist with your rural ventures.
Key Benefits
Personalised Service
We treat each mortgage application individually, providing personalised service to meet your specific needs and circumstances.
Rural Expertise
We provide financing with a deep understanding of rural business, supporting your endeavours in non-metro rural properties.
Current Rate^: 9.74%
Comparison Rate*: n/a
Security Type: Rural > 100 acres
Loan Purpose: Purchase, refinance and debt consolidation for personal or business/investment purposes.
Verification Required: Full or Lite Doc® methods
Personal or Business/Investment Purposes: Both
Minimum Loan Amount: $100,000
Maximum Loan Amount: $2,000,000
Maximum LVR: 50%
Lenders Mortgage Insurance Required: No
Maximum Loan Term: 5 Years
Repayment Type: Interest Only
Maximum Interest Only Term: 5 Years
Interest Rate Type: Variable
Redraw Available: No
Application Fee (excl. Val. & Legal Fees): from 1.25% of the loan amount
Risk Fee: $0
Additional Repayments: No
Consumer advisory note: Maximum loan amounts and LVRs may vary based on security offered. * The comparison rate is based on secured credit of $150,000 and a term of 25 years. WARNING – Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Terms, conditions, fees, charges and La Trobe Financial lending criteria apply. ^ Depends on the loan amount and risk grade of borrower.
Get Started
If you would like to apply directly with us, you can use our Express Enquiry Form.
Access My Account
Access your loan account online to view and track your loan.
Get Help
We are here to help. Click the link below to access our contact details or send us an enquiry.
How to Get Started
Select a Product
Explore our range of lending options and select the loan that suits your needs.
Contact Your Broker
Talk to your finance professional and ask them to contact La Trobe Financial.
or Apply Online
If you would like to apply directly with us, you can use our Express Enquiry Form. Fill in some quick details and our friendly lending consultants will call you back to discuss the best options for you.
Talk to Us
We are always here to help. Talk to our friendly lending consultants and find the lending option that suits your needs.
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