1 Year Term Account 4.70% p.a.*
Regular returns,

Our 1 Year Term Account has a proud history of outperforming its benchmark and competition.

Our 1 Year Term Account has increased its performance against other credit funds over all time periods and fully met all investor withdrawal/renewal requests. Money magazine has judged the 1 Year Term Account the Best Credit Fund - Mortgages in Australia for 11 years running (2010 - 2020).

medium low risk classification**

So if you are considering a 1 year investment, speak to our investment specialists about the 1 Year Term Account.

  • all funds invested in cash or loans secured by first mortgages in Australia
  • 1 Year investment*
  • no entry or exit fees (if investment held to maturity)
  • personal service from our investment specialists
  • the security of a manager with over 65 years' experience



Quick Facts Value
Account Size
Cash & Liquid Investments
Credit Assets
No of Mortgages
Average LVR (%)
No of Investors
Average Investment
Largest Investment
Fixed Rate Exposure
Variable Rate Exposure
Arrears (>90 days)
Mortgage to Cash Ratio
As at
Account Return BBI + 150 bps Perform
As at
Adviser Updates File Size Type
Adviser Update – 2019 Q4 3.32 MB file-type
Adviser Update – 2019 Q3 3.12 MB file-type
Adviser Update – 2019 Q2 3.12 MB file-type
Adviser Update – 2019 Q1 2.52 MB file-type
Performance 1 Year Account Bloomberg Ausbond BBI (+1.5%) Perform
1 month
3 months
6 months
1 year
3 years p.a.
5 years p.a.
7 years p.a.
10 years p.a.
Since Inception
As at
Maturity Profile Amount Percent
0-6 months
7-12 months
1-3 years
3-5 years
5+ years
As at

Investment Products

Please note: an investment in the La Trobe Australian Credit Fund is not a bank deposit