*Current variable rate effective as at 1 June, 2025. Rate after fees, reviewed monthly.
Our 6 Month Notice Account is a low-risk** investment account built to provide investors greater choice and flexibility across our investment accounts. This account leverages the outstanding risk/return characteristics of the Australian property credit market. Investors enjoy competitive variable rates of return, complemented by monthly interest payments.
Invest in the Australian property credit market, backed by La Trobe Financial’s decades of experience in the asset class.
Backed by decades of experience in credit asset management, monthly income and low volatility.
Dedicated account manager for every investor. Friendly, personal service. Manage your investments online via La Trobe Direct.
^Past performance is not a reliable indicator of future performance. *The rate of return is reviewed and determined monthly and may increase or decrease each month. The rate of return applicable for any given month is paid at the start of the following month. The rate of return is not guaranteed and is determined by the future revenue of the Credit Fund and may be lower than expected.
#We will make every endeavour to release your funds 180 days after receiving your redemption request. However, we have 12 months under the Fund’s Constitution to fulfill that request. When determining whether to honour your redemption request within 180 days we have to have regard to the Fund’s ability to realise for value the relevant assets and the best interests of investors. There is a risk of not honouring your redemption request but, it’s important to note that there has never been a case in the history of the Fund when we have not honoured a redemption request on time due to a lack of liquidity.
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(A guide to this chart and table: This chart and table illustrate how a $100,000 investment in this product has performed historically. If you started with a base investment of $100,000 when this product began, the ‘Accumulation ($)’ column represents the gross dollar value of your investment on the 12-month anniversary each year. The table displays this both in dollar value (Accumulation ($)) and in terms of percentage growth (Account (%)). The ‘% Return’ column shows net return over time using the initial $100,000 investment as the starting point. Important: Past performance is not a reliable indicator of future performance. Numbers are rounded for reporting purposes, so where sum of the numbers is immaterially different from the total, it is acknowledged that this is due to report rounding).
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*Current variable rate effective as at 1 June, 2025. Rate after fees, reviewed monthly.
Our flagship 12 Month Term Account has been recognised as the “Best Credit Fund – Mortgages” for 16 consecutive years by Money magazine.
*Current variable rate effective as at 1 June, 2025. Rate after fees, reviewed monthly.
Invest in our 2 Year Account for low volatility income. Access loans secured by first mortgages across Australia.
*Current variable rate effective as at 1 June, 2025. Rate after fees, reviewed monthly.
Discover extended investment opportunities with our 4 Year Account. Invest in Australian residential and commercial credit assets.
^Past performance is not a reliable indicator of future performance.
**We provide this risk classification as a guide and it describes the risk based on the investment strategy of the investment account and underlying asset base. In assessing the risks of each investment account, we have had reference to the categories of risk described in the Standard Risk Measure Guidance Paper for Trustees issued jointly by the Financial Services Council (of which we are a member) and the Association of Superannuation Funds of Australia dated July 2011.
#We will make every endeavour to release your funds after receiving your withdrawal request: within 2 business days for the Classic Notice Account, 90 days for the 90 Day Notice Account, and 180 days for the 6 Month Notice Account. However, we have 12-months under the Fund’s Constitution to fulfill the request. When determining whether to honour your withdrawal request within the specified timeframes we have to have regard to the Fund’s ability to realise for value the relevant assets and the best interests of investors. While there is a risk of not honouring your withdrawal request within 2 business days, 90 days or 180 days, it’s important to note that there has never been a case in the history of the Fund when we have not honoured a withdrawal request on time due to a lack of liquidity.
Any advice on our website is general and has been prepared without considering your objectives, financial situation, or needs. When making your investment decision, note that (1) an investment in our products is not the same as a term deposit, lacking coverage under the Australian Government’s deposit guarantee scheme and posing a higher risk than a bank-issued term deposit; and (2) additional risks are associated with an investment in our products which are detailed in section 9 of the La Trobe Australian Credit Fund PDS, and section 6 of the La Trobe US Private Credit Fund PDS respectively. Full disclaimers are available here.
The variable rates of return are current at 1 June 2025. The rates of return are reviewed and determined monthly, are not guaranteed, and may be lower than expected. The rates of return are determined by the future revenue of the Credit Fund, and distributions for any given month are paid within 14 days after month end.
