Our CIO, Chris Paton, recently spoke with International Finance Magazine about one of the most pressing challenges retirees face today: generating reliable income while protecting capital in volatile markets.
La Trobe Financial champions retiree income
Retirees today face a complex and growing challenge: generating reliable, inflation-beating income while protecting their capital from market volatility. This dual objective is central to La Trobe Financial’s mission. For over 70 years, La Trobe Financial, one of Australia’s best known and most trusted alternative asset managers, has consistently been delivering strong outcomes for investors managing their capital through changing market conditions.*
Chris Paton, Chief Investment Officer at La Trobe Financial explained “The urgency of this challenge is increasing. Globally, cost-of living pressures are intensifying, and market volatility – midway through this decade – remains among the highest observations across this century. We expect this volatility to persist, underscoring the importance of durable income solutions for retirees,”
“La Trobe Financial aims to deliver durable income solutions for investors across every market and economic cycle. Our ability to meet this challenge has earned the trust of our investors and driven significant growth in assets under management. While the solution may sound simple, many financial providers have struggled to deliver on both fronts,” he asserted.
Why isn’t everyone doing it?
Trust is the differentiator – and it’s hard-earned. Building and maintaining trust requires consistent effort and focus across every part of a business. It’s not just about portfolio performance or the expertise of the investment team. It’s about the entire organisation aligning with a shared vision and delivering with conviction, time and again. “Trust is more than goodwill on a balance sheet. In investment management, it’s the belief that a manager will uphold their mandate across market cycles, giving investors the confidence to allocate capital. Investors invest not only in products, but in the people, institutions, and systems behind them,” Paton added.
The La Trobe Financial advantage
La Trobe Financial exemplifies the power of trust in investment management. With over 70 years of experience in the private credit asset class, the company has consistently delivered strong outcomes for investors.* In 2025, International Finance recognised La Trobe Financial as the “Best Alternative Asset Manager – Lending – Australia” and the “Best Wealth Management Company – Australia”. The company has remained a cornerstone of Australia’s alternative asset management industry and the home of retirement-focused income solutions. “Today, c.120,000 investors^, from individuals to institutions and family offices, support our strategies. In 2023, we expanded our global footprint by launching the La Trobe US Private Credit Fund in partnership with Morgan Stanley. In 2025, we introduced the La Trobe Private Credit Fund, offering investors access to our two best-in-class, flagship private credit strategies via the ASX,” Chris noted.
In times of economic uncertainty, the company’s commitment to delivering durable income solutions in a friendly, human way provides its investors with confidence and trust. At La Trobe Financial, trust is not just a value – it’s a strategic advantage.
La Trobe Financial is regulated by the Australian Securities & Investments Commission (ASIC) and holds the requisite regulatory AFSL and ACL to operate managed investment schemes, place RMBS issuances, and provide credit services.
La Trobe Financial Asset Management Limited ACN 007 332 363 Australian Financial Services Licence No. 222213 is the responsible entity of the La Trobe Australian Credit Fund ARSN 088 178 321 and the La Trobe US Private Credit Fund ARSN 677 174 382. It is important that you consider the relevant Product Disclosure Statement (PDS) before deciding whether to invest or continue to invest in the fund. The PDSs and Target Market Determinations are available on our website.
Past performance is not a reliable indicator of future performance.
^Total investors is calculated by adding all individual & joint investors (which includes some investors with a current zero balance in their account) to reasonable estimates of investors investing via platform, trusts or SMSFs.
*Current variable rate effective as at 1 November, 2025. Rate after fees, reviewed monthly.
