CIO Insights

Every dollar lent tells two stories. On one side is the borrower, a family buying a home, a business expanding, a developer completing a project. On the other side is the investor, looking for regular income, low volatility, and confidence that their capital is being put to productive use. People love to over complicate things, but it is no more difficult than that. 

La Trobe Financial has been named Best Investment Management Team Australia 2026 by Capital Finance International (CFI.co), marking the seventh consecutive year the firm has received this award.

The backbone of the U.S. economy isn’t Wall Street – it’s the 200,000-plus middle market companies quietly driving one-third of American jobs and 40% of its GDP. These businesses form the engine room of American growth, and now investors can tap directly into their momentum.

Most assume their existing super fund will take care of everything, and for many, that’s exactly what happens. They leave their money where it is. But is that the best strategy for reliable income and risk-adjusted returns in retirement? Evidence suggests otherwise.