Site Disclaimer

Conditions of using this website

This website may include links to external websites. When you follow such links the external website may appear as a full screen (in which case you will need to use the back button on your browser to return to this website) or in some cases it may appear within the frame of this website (in which case you will be able to return to this website by using the navigation buttons within the frame). These links are provided in order to help you find relevant websites, services and products, which may be of interest to you, quickly and easily.

It is your responsibility to decide whether any services and products available through any of these websites are suitable for your purposes. La Trobe Financial is not responsible for the owners or operators of these websites or for any products or services they supply, or for the content of their websites and does not give or enter into any conditions, warranties or other terms or representations in relation to any of these or accept any liability in relation to any of these (including any liability arising out of any claim that the content of any external website in relation to which this website includes a link infringes the intellectual property rights of any third party).

All information provided as part of this website is intended to be general in nature and you should not rely on it in connection with the making of any decision. La Trobe Financial tries to ensure that all information provided as part of this website is correct at the time of inclusion on the website but does not guarantee the accuracy of such information. La Trobe Financial is not liable for any action you may take as a result of relying on such information or advice or for any loss or damage suffered by you as a result of you taking this action.


This website contains material including text, photographs and other images and sound, which is protected by copyright and other intellectual property rights. All copyright and other intellectual property rights in this material are either owned by La Trobe Financial or have been licensed to it by the owner(s) of those rights so that it can use this material as part of this website.

This website also contains trade marks, including the La Trobe Financial emblem and logo. All trade marks included on this website belong to La Trobe Financial or have been licensed to it by the owner(s) of those trade marks for use on this website.

You may

  • access parts of this website (only financial advisers & brokers can access certain links); and
  • print off one copy of any or all of the pages for your own personal reference.

You may not

  • Copy (whether by printing off onto paper, storing on disk, downloading or in any other way), distribute (including distributing copies), broadcast, alter or tamper with in any way or otherwise use any material contained in this website except as set out under “You may”;
  • Remove any copyright, trade mark or other intellectual property notices contained in the original material from any material copied or printed from this website;
  • Link to this website without La Trobe Financial’s written consent.

Changes to Terms and Conditions

La Trobe Financial may change the terms and conditions and the disclaimers set out above from time to time. By browsing this website you are accepting that you are bound by the current terms and conditions and disclaimers and so you should check these each time you revisit the site.

Changes to the Operation of this website

  • La Trobe Financial may change the format and content of this website at any time.
  • La Trobe Financial may suspend the operation of this website for support or maintenance work, in order to update the content or for any other reason, such as security breaches.
  • La Trobe Financial reserves the right to terminate access to this website at any time and without notice.

Data Protection

Personal information provided to La Trobe Financial through this website will only be used in accordance with our Privacy Policy. Please read this carefully before going on. By providing your personal information to us you are consenting to its use in accordance with our Privacy Policy. You can review our Privacy Policy here

Complaints Procedure

If you have a complaint about this website, please email to [email protected]


These terms and conditions are governed by and to be interpreted in accordance with Australian law and in the event of any dispute arising in relation to these terms and conditions or any dispute arising in relation to this website whether in contract or tort or otherwise the Australian courts will have non-exclusive jurisdiction over such dispute.


The information contained on this website is provided by La Trobe Financial and its subsidiaries or affiliated or related companies in good faith. The information is derived from sources believed to be accurate and current but has not been verified by any of La Trobe Financial, its related bodies corporate, its affiliates and their servants and agents and is under no obligation to notify you or publish any amendment if it becomes aware of any change to, inaccuracy in or omission from, the information. To the extent permitted by law, neither La Trobe Financial or its subsidiaries or affiliated or related companies gives any representation or warranty. The information is not to be relied upon as being complete, accurate, or up to date and is subject to change.

Not Investment Advice or Recommendation of any Product

The information that this website provides is general information only. It is not intended as or suitable to be acted upon as investment advice or a recommendation in relation to any securities or other financial products and must not be relied upon or construed as such. Any person intending to act on the basis of the information contained in this website should not rely on the information provided, and should seek professional investment advice, or should satisfy themselves as to the suitability of any proposed course of action.

Not an Offer of Securities

The website does not, and must not be construed as an offer to sell or an invitation of any offer to subscribe for or purchase any securities or other financial products in any jurisdiction or country. The information in this website does not make an offer and this material will not result directly or indirectly in the making or acceptance of offers to sell, purchase or exchange securities.

Exclusion of Liability

The information provided in this website is provided on the basis that you will not rely on it in any way to the maximum extent permitted by law. Neither La Trobe Financial or its subsidiaries or affiliated or related will be liable for any direct, indirect, special or consequential loss or damage (including any legal costs) or any claim, suit, demand, action or proceeding brought which results from, or in any way (including without limitation through negligence) arises out of or is connected with, this website and your use of this website. You agree to indemnify and release the La Trobe Financial and its subsidiaries or affiliated or related companies from any such liability.