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Rural from 5.69% p.a.^
Residential & Commercial Specialist Lending

Our Rural-Resi loan product assists borrowers to purchase or refinance non-metro rural properties of up to 200 acres for personal or business/investment purposes. Our Rural-Commercial product assists borrowers purchase or refinance non-metro rural properties over 100 acres for personal or business investment purposes.

3 reasons to deal with
La Trobe Financial
for your loans ...

Choice
Broadest Products

Good Value for Money
No Risk or Equalisation fees ≤ 80% LVR

Product Details:

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Product Name Rural Residential Rural Commercial
Current Rate^ 5.69 - 8.59%^ 8.99%^
Comparison Rate* n/a n/a
Security Type Rural-Resi ≤ 100 acres Rural > 100 acres
Loan Purpose Purchase, Refinance and Debt consolidation for personal or business/investment purposes. Purchase, Refinance and Debt consolidation for personal or business/investment purposes.
Verification Required Full or Lite Doc® methods Full or Lite Doc® methods
Personal or Business/Investment Purposes Both Both
Minimum Loan Amount $100,000 $100,000
Maximum Loan Amount $1,500,000 $5,000,000
Maximum LVR 75% 55%
Lenders Mortgage Insurance required No No
Maximum Loan Term 30 Years 5 Years
Repayment Type Principal & Interest Interest Only
Maximum Interest Only Term 30 Years 5 Years
Interest Rate Type Variable Variable
Redraw Available No No
Application Fee (excl. Val. & Legal Fees) from 0.75% of the loan amount from 1.25% of the loan amount
Risk Fee $0 $0
Additional Repayments Yes No

Terms, conditions, fees, charges and La Trobe Financial Lending criteria apply. ^ Depends on the loan amount, LVR and/or risk grade of the borrower.

What should I do next?

Borrower Calc

STEP 1

See How Much You Can Borrow


View Calculator >
or
Call 13 80 10
Apply Online

Step 2

Manually Apply with Forms


For Loan Application and Income Verification forms, click here
  1. A Loan Application form
  2. A Verification of Identity
  3. One of the following Income Verification Certificates based on if you are self employed or a PAYG employee:
    1. Self Employed Accountants Certificate (SEBAC)
    2. PAYG Employer Salary Confirmation (PAYG-C)
    3. Self Employed Borrowers Repayment Declaration (SEBRD)
Or call 13 80 10