Self-Employed from 3.49% p.a.^(3.76%p.a* Comparison rate)

Our Self-Employed loan products are specifically tailored to support the self employed community. We understand that the paperwork required to fully verify income can at times be difficult and time consuming, but with our innovative and solutions focused product, self-employed now have a genuine alternative lending solution to help them meet their requirements and objectives.

3 reasons to deal with
La Trobe Financial
for your loans ...

Broadest Products

Good Value for Money
No Risk or Equalisation fees ≤ 80% LVR

Product Details:

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Product Name Full Doc Lite Doc
Current Rate^ 3.49%^ 4.49%^
Comparison Rate* 3.76% 4.76%
Security Type Residential security Residential security
Loan Purpose Any worthwhile purpose (incl cash out) Any worthwhile purpose (incl cash out)
Verification Required Last 2 pay slips and employment reference or last 2 years financials Accountant’s letter or Trading Statements or BAS
Personal or Business/Investment Purposes Both Both
Minimum Loan Amount $100,000 $100,000
Maximum Loan Amount 25,000,000 (65% LVR)
$2,500,000 (75% LVR)
$1,500,000 (80% LVR)
25,000,000 (65% LVR)
$2,500,000 (75% LVR)
$1,500,000 (80% LVR)
Maximum LVR 95% 80%
Lenders Mortgage Insurance required >80% No
Maximum Loan Term 30 Years 30 Years
Repayment Type Principal & Interest Principal & Interest
Maximum Interest Only Term 5 Years reverting to P&I (+0.40% p.a. loading to interest rate) 5 Years reverting to P&I (+0.40% p.a. loading to interest rate)
Interest Rate Type Variable Variable
Redraw Available Yes (no charge) Yes (no charge)
Application Fee (excl. Val. & Legal Fees) from $995^ from 0.75% of the loan amount^
Risk Fee $0 $0
Additional Repayments Yes Yes

What should I do next?

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Apply Online

Step 2

Manually Apply with Forms

For Loan Application and Income Verification forms, click here
  1. A Loan Application form
  2. A Verification of Identity
  3. One of the following Income Verification Certificates based on if you are self employed or a PAYG employee:
    1. Self Employed Accountants Certificate (SEBAC)
    2. PAYG Employer Salary Confirmation (PAYG-C)
    3. Self Employed Borrowers Repayment Declaration (SEBRD)
Or call 13 80 10