Residential & Commercial Specialist Lending
Our SMSF loan products are suitable for the purchase of a range of different property types and purposes.
|3||reasons to deal with
La Trobe Financial
for your loans ...
Good Value for Money
No Risk or Equalisation fees ≤ 80% LVR
|Product Name||SMSF Residential||SMSF Commercial|
|Security Type||Residential security||Commercial security|
|Loan Purpose||Purchase & Refinance of Investment||Purchase & Refinance of Investment|
|Verification Required||80% Rental Income. SMSF Contribution Statement. Income deemed at 3.9%||80% Rental Income. SMSF Contribution Statement. Income deemed at 3.9%|
|Personal or Business/Investment Purposes||Business/Investment only||Business/Invesment only|
|Minimum Loan Amount||$100,000||$100,000|
|Maximum Loan Amount||$10,000,000 (65% LVR)
$2,000,000 (70% LVR)
$1,500,000 (80% LVR)
|$10,000,000 (65% LVR)
$3,000,000 (70% LVR)
|Lenders Mortgage Insurance required||No||No|
|Maximum Loan Term||30 Years||25 Years|
|Repayment Type||Principal & Interest||Principal & Interest|
|Maximum Interest Only Term||n/a||5 Years|
|Interest Rate Type||Variable||Variable|
|Application Fee (excl. Val. & Legal Fees)||$995.00||from 1.25% of the loan amount|
CONSUMER ADVISORY NOTE
Maximum loan amounts and LVRs may vary based on security offered
* The comparison rate is based on secured credit of $150,000 and a term of 25 years. WARNING Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Terms, conditions, fees, charges and La Trobe Financial Lending criteria apply.
^ Depends on the loan amount and risk grade of borrower.