Superannuation
Our SMSF Loans are designed to support your superannuation portfolio by incorporating residential property investments.
Residential SMSF Loans
Borrowers from 7.09%^ p.a.
Our Residential SMSF Loan solutions are designed to support Australian SMSF investors with existing residential property investments. If you are looking to refinance an existing SMSF residential property loan, La Trobe Financial offers tailored solutions designed around the unique needs of SMSF borrowers. With a deep understanding of the SMSF lending landscape, we remain committed to supporting SMSF investors prepare for retirement.
Key Benefits
SMSF Express Refi
Where the borrower can demonstrate strong repayment conduct and that the new loan puts them in a better repayment position, SMSF Express Refi removes unnecessary complexity [associated with the loan approval process], with no serviceability calculator required~.
Personalised Service
We treat each mortgage application individually, providing personalised service to meet your specific needs and circumstances.
Current Rate^: 7.09%
Comparison Rate*: N/A
Security Type: Residential security
Loan Purpose: Refinance
Verification Required: 80% Rental Income. SMSF Contribution Statement. Income deemed at 3.9%
Personal or Business/Investment Purposes: Business/Investment only
Minimum Loan Amount: $100,000
Maximum Loan Amount: $5,000,000 (80% LVR)
Maximum LVR: 80%
Lenders Mortgage Insurance Required: No
Maximum Loan Term: 30 Years
Repayment Type: Principal & Interest
Maximum Interest Only Term: 5 Years reverting to P&I
Interest Rate Type: Variable
Redraw Available: No
Application Fee (excl. Val. & Legal Fees): $995.00
Risk Fee: $0
Additional Repayments: Yes
Consumer advisory note: Maximum loan amounts and LVRs may vary based on security offered. * The comparison rate is based on secured credit of $150,000 and a term of 25 years. WARNING – Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Terms, conditions, fees, charges and La Trobe Financial lending criteria apply. ^ Depends on the loan amount and risk grade of borrower. ~Additional eligibility and lending criteria, terms and conditions apply.
Get Started
If you would like to apply directly with us, you can use our Express Enquiry Form.
Access My Account
Access your loan account online to view and track your loan.
Get Help
We are here to help. Click the link below to access our contact details or send us an enquiry.
Financial Hardship
If you are experiencing financial strain due to unexpected circumstances, assistance is available. Please visit our Financial Hardship page. You can also call the team on 1800 620 639 between 8:30am and 5:30pm (AEST) Monday to Friday.
How to Get Started
Select a Product
Explore our range of lending options and select the loan that suits your needs.
Contact Your Broker
Talk to your finance professional and ask them to contact La Trobe Financial.
or Apply Online
If you would like to apply directly with us, you can use our Express Enquiry Form. Fill in some quick details and our friendly lending consultants will call you back to discuss the best options for you.
Talk to us
We are always here to help. Talk to our friendly lending consultants and find the lending option that suits your needs.
Products You May Also Like
Development
Unlock development potential with our tailored Development Loans. Suitable for small to medium-sized development projects.
Self-Managed Super Fund (SMSF)
Support your SMSF investments with our tailored SMSF loan. Suitable for those looking to invest in commercial property for their superannuation portfolio.
Owner-Occupied or Investment
Discover our owner-occupied or investment loans which are designed for Australians seeking home ownership or property investment. Flexible features such as redraw facility and cash out for personal and business/investment needs, with income verification.