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Looking out for you®
Our SMSF loan products are suitable for the purchase of a range of different property types and purposes.
Product Details:
| Product Name | SMSF Residential | SMSF Commercial |
| Current Rate^ | 5.99%^ | 5.99%^ |
| Comparison Rate* | n/a | n/a |
| Security Type | Residential security | Commercial security |
| Loan Purpose | Purchase & Refinance of Investment | Purchase & Refinance of Investment |
| Verification Required | 80% Rental Income. SMSF Contribution Statement. Income deemed at 3.9% | 80% Rental Income. SMSF Contribution Statement. Income deemed at 3.9% |
| Personal or Business/Investment Purposes | Business/Investment only | Business/Invesment only |
| Minimum Loan Amount | $100,000 | $100,000 |
| Maximum Loan Amount | $1,250,000 (80% LVR) | $10,000,000 (65% LVR) $2,000,000 (70% LVR) |
| Maximum LVR | 80% | 70% |
| Lenders Mortgage Insurance required | No | No |
| Maximum Loan Term | 30 Years | 25 Years |
| Repayment Type | Principal & Interest | Principal & Interest Only |
| Maximum Interest Only Term | n/a | 5 Years |
| Interest Rate Type | Variable | Variable |
| Redraw Available | No | No |
| Application Fee (excl. Val. & Legal Fees) | $995.00 | from 1.25% of the loan amount |
| Risk Fee | $0 | $0 |
| Additional Repayments | Yes | No |
Loan Application Form
Loan Application Form - Aged Care
Customer identification checklist
Self Employed Borrower - Repayment Declaration (SEBRD)
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