The CEO Series with Chris Andrews

One of the most important things for investment generally, but certainly for investors as they approach retirement is not putting all your eggs in the basket. So diversifying your portfolio, of course, reduces risk and smooths return, which is particularly critical as you approach retirement where stability is key. We’ve earned the trust of our investors for many decades, and we’ve done that because of our track record of producing really consistent returns.

We’ve done that because of the transparency of our investment operations, and we’ve done that because of the high quality of our offerings and our management team. Whether you were investing inside superannuation or outside superannuation, private credit and alternative investments are important contributors to portfolio returns.

Our philosophy is simple.

We take a disciplined approach to investment. We offer really low volatility products and produce consistent returns across the cycle.

We’re bringing a whole range of new products to market right now through our global asset management series that are offering investors new and really powerful ways to broaden their investment horizons.

The exciting thing about the La Trobe global asset management series is that it offers investors choice and diversification in their portfolios.

La Trobe financial has been consistently recognized both by industry awards but also by consumer publications for many, many years for the consistent, high quality returns we’ve delivered for our investors.

La Trobe financial is a proven performer with a track record to match.

The fundamental challenge for investors today is to find genuine diversification in portfolios. There’s a lot of discussion about alternative investments, private markets, public markets, and it can get all a little bit confusing at times. For our investors, what we focus on delivering is high performing investments across the cycle and to produce a properly diversified portfolio that will perform across the cycle.

Sometimes investors need to look beyond the traditional shares, bonds and cash. One of the things we’ve always focused on here at La Trobe Financial is providing investors with access to investment opportunities that are really hard to get hold of in other places. We’ve got a very unique, very high performing, very consistent set of investment alternatives that have delivered for investors across decades.

You might have heard about private credit. Certainly. There’s been a lot of discussion. There’s been a lot of new managers entering that space. This is what we’ve been doing for over 70 years, using portfolios of direct loans to individual borrowers, very diversified portfolios that have produced outstanding returns for investors across the cycle.

Over the decades, we’ve had tens of thousands of conversations with our investors about what a dignified retirement means. For some, it’s simply being able to provide for an ailing spouse. For others, it’s the odd present for a grandkid, maybe an overseas trip. It can mean many things to many different people. For us here at La Trobe Financial, we want to be your trusted partner, providing a dignified retirement for you so that you can look out for the ones that you love.

And of course, with Australians living longer than ever, you need a portfolio that will continue to perform across the economic cycle and continue to produce a dignified retirement for you and for the ones that you love.

Here at Latrobe Financial, that’s what we are focused on every single day, producing portfolios that will continue to perform across the economic cycle.

A regular monthly income gives you the opportunity to choose what you want to do with your retirement.

Whatever you choose to do in your retirement, picking the right investment partner to be by your side is key.

One of the hallmarks of the La Trobe Financial team is our focus on friendly personal service. It’s a real touchstone for us, something we take very, very seriously. We live in a wonderfully exciting digital world new technologies, artificial intelligence, automation, all of those provide wonderful ways for us to connect with investors. But underneath it all, we need to remain completely focused on the human side.

We’re not dealing with ones and zeros. We’re not dealing with spreadsheets. We’re not dealing with forms. We’re dealing with the lives. We’re dealing with the retirement savings of our investors. One thing you can hold us to at La Trobe Financial is that you will always be able to speak to a human being, a human being here in Australia, not in a call centre, who will be there to help you with your needs and objectives.

That personal touch is critical to us. It animates everything that we do. We embrace technology and the wonderful opportunities it brings to make our business better. But it’s never at the cost of human relationships and friendly personal service. For some, relationships are a buzzword. For us, they’re part of our business model and they always start with real conversations.

One of the real challenges for investors who are approaching retirement or indeed who are in retirement is how do they preserve their wealth, how do they preserve what they’ve worked so hard for across decades and produce for themselves a dignified retirement?

Decades ago, we made a very conscious decision to focus on what we think is one of the biggest megatrends driving the world and financial markets here in Australia and overseas, and that’s aging populations.

Over 300,000 Australians turn 60 every single year.

And what do those investors need? They need consistent, reliable performance, certainly when markets are good, but also when times get more difficult, they need an investment manager that they can trust, that they can rely on to perform across the economic cycle.

What we’ve focused on is providing a dignified retirement for our investors. With 115,000 investors across Australia, we deeply, deeply know your needs.

At La Trobe Financial, here, it’s our motto, and we take it with the utmost of seriousness,

We are here to look out for you.

The most important thing for any investment manager really, is to have the trust of your investors. You have to behave in a way where investors will put their trust that you are building portfolios, that you’re looking after their life savings, with the care, with the attention, with the same diligence that you would for your parents. So the biggest challenge for investors, particularly investors approaching retirement, is how can they get the trust that their investment manager has the credentials, has the investment philosophy and the disciplines to build portfolios that perform through the cycle?

Fundamentally, you need an investment manager with longevity, an investment manager who has been in markets, who’s seen recessions, who’s seen geopolitical tensions, and who has built portfolios that have performed for decades. Transparency is fundamental. If an asset manager won’t show you what’s under the hood, how can you as an investor be really sure and confident that what they’re delivering will stand you in good stead through times of market crisis?

For over seven decades, La Trobe Financial has operated on the premise that we need to be building flexible investment solutions for investors, but most importantly, investment solutions that will perform in times of market turmoil and volatility, as well as when markets are strong. Now we’re blessed to have a wonderful cohort of investors here at La Trobe Financial. We have some of the wealthiest folks in Australia and that’s wonderful.

But we also have mums and dads who’ve worked hard, who’ve raised families, who’ve put together a little nest egg, and all they’re looking for really is a dignified retirement. They’re not looking for the latest boat in Monaco. They are looking to have a dignified retirement where they can provide a little present for the grandkids, where they can maybe go up to a trip to visit their son and daughter in another state.

It’s a wonderful group of investors that we serve. We’re blessed to have them in our business, to our existing customers and partners. Thank you for your trust. We are absolutely committed to continuing to live up to the very highest standards and looking after your retirement savings as if they were our own. To those who are new to the business, we look forward to working with you.

Come in and explore. Learn more about La Trobe Financial, speak to our friendly investor team and see what we can do to help you achieve your needs and objectives.