Superannuation
Our SMSF Loans are designed to support your superannuation portfolio by incorporating residential property investments.
Residential SMSF Loans
Borrowers from 6.34%^ p.a.
Residential – Our Residential SMSF Loans are tailored towards Australian residents seeking to bolster their superannuation portfolios with residential property investments. Whether you have an existing SMSF or are in the process of setting one up, our product is suitable for those looking to purchase or refinance residential investment properties as a single asset within their SMSF. At La Trobe Financial, we understand the unique needs of SMSF investors and offer solutions to help you achieve your financial goals.
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Key Benefits
Suitable for Various SMSF Stages
Whether you have an existing SMSF or are in the process of establishing one, our product is designed to fit your needs.
Personalised Service
We treat each mortgage application individually, providing personalised service to meet your specific needs and circumstances.
Current Rate^: 6.34%
Comparison Rate*: N/A
Security Type: Residential security
Loan Purpose: Purchase & Refinance of Investment
Verification Required: 80% Rental Income. SMSF Contribution Statement. Income deemed at 3.9%
Personal or Business/Investment Purposes: Business/Investment only
Minimum Loan Amount: $100,000
Maximum Loan Amount: $2,500,000 (75% LVR)
$3,000,000 (80% LVR)
Maximum LVR: 80%
Lenders Mortgage Insurance Required: No
Maximum Loan Term: 30 Years
Repayment Type: Principal & Interest
Maximum Interest Only Term: N/A
Interest Rate Type: Variable
Redraw Available: No
Application Fee (excl. Val. & Legal Fees): $995.00
Risk Fee: $0
Additional Repayments: Yes
Consumer advisory note: Maximum loan amounts and LVRs may vary based on security offered. * The comparison rate is based on secured credit of $150,000 and a term of 25 years. WARNING – Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Terms, conditions, fees, charges and La Trobe Financial lending criteria apply. ^ Depends on the loan amount and risk grade of borrower.
Get Started
If you would like to apply directly with us, you can use our Express Enquiry Form.
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Access your loan account online to view and track your loan.
Get Help
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Financial Hardship
If you are experiencing financial strain due to unexpected circumstances, assistance is available. Please visit our Financial Hardship page. You can also call the team on 1800 620 639 between 8:30am and 5:30pm (AEST) Monday to Friday.
How to Get Started
Select a Product
Explore our range of lending options and select the loan that suits your needs.
Contact Your Broker
Talk to your finance professional and ask them to contact La Trobe Financial.
or Apply Online
If you would like to apply directly with us, you can use our Express Enquiry Form. Fill in some quick details and our friendly lending consultants will call you back to discuss the best options for you.
Talk to us
We are always here to help. Talk to our friendly lending consultants and find the lending option that suits your needs.
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