La Trobe Financial

The maximum amount you can borrow is $25 million and the minimum amount is $100,000. We can lend you up to 95% of the value of the property in certain circumstances. If you’re self-employed, you could apply for the Lite Doc® option, which means we can lend you up to 80% of the value of the property you wish to purchase.

Simply download an application form from this site, complete in full and forward it to our office for consideration.

Flexibility
La Trobe Financial is accepted as a leading specialist lender in Australia. We are not a ‘tick the box’ type lender, but will consider all of your personal circumstances fairly and compassionately. You can also choose the length of your loan that best suits your needs, with our flexible repayment schedules from 1 to 30 years. We also provide a free redraw service for your repayments received ahead of schedule.

Approachable & Reasonable
We specialise in mortgage loans for any reasonable purpose and helping people with debt consolidation. So, if you need a mortgage loan from as little as $100,000 up to $10 million, or simply need to get your debts under control, we can help.

Simple Application Process
Call 13 80 10 now or fill out an Application form today. It only takes 15 minutes to apply for a Loan at La Trobe Financial; it’s that simple.

Fast Approval (On-The-Spot)
We can often tell you on the spot whether your application for a Loan has received indicative approval subject to our usual lending assessment criteria.

Personal Service
You won’t be talking to an answering machine at La Trobe Financial. With La Trobe Financial Representatives across Australia, and our 13 80 10 National Mortgage Hotline open 8:30am to 5:30pm Mon-Fri, you will receive personal attention with your Loan application from start to finish. Simply call – you don’t need an appointment to speak to any of our Sales Team.

Here are the steps, plain and simple:

1. Fill out our straight forward application form or speak to staff on 13 80 10 between 8:30am and 5:30pm EST Monday to Friday.
2. We’ll ring you back with a status update – this could be a conditional approval.
3. We’ll ask you to send us some documents relating to your income and the property you want to buy.
4. We’ll do a valuation on the property.
5. Formal approval time – you’ll be sent a settlement pack with all the forms you need to sign.
6. You send everything back to our solicitor who ensures all the documentation is signed properly.
7. A date is set for your settlement (our solicitor lets you know what that is).
8. You receive your money and settle!

Once the application is assessed, following acceptable credit checks, employment checks (if fully verified), valuations and mortgage insurance and lending criteria have been met, the loan is then approved. You will be notified in writing of the approval. Should formal approval not be available a request for more information may be necessary. Soon after approval, you will receive loan contracts from La Trobe Financial’s solicitors for you to read and understand and then sign and return to our solicitor, in order for settlement to take place. It is recommended that you have your solicitor or conveyancer check the documents on your behalf. Once our solicitor receives the signed contracts, your loan is booked in for settlement. At settlement, money exchanges between the parties and your new loan is activated. From this date onwards, your obligations under the loan contract commence and you make the required payments.

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