The Everyday Heroes Loan® is designed to support those who provide vital emergency services to our community and offers discounted loan pricing to Police, Fire and Emergency Services, Australian Defence Force and Emergency Medical Services workers.
We recognise and appreciate the life-changing contribution made by our first responders and frontline emergency services workers, constantly placing themselves in harm’s way, putting ‘others before self’.
This has been demonstrated so many times over the past year, first through emergency workers’ tireless response to the summer bushfires, and now, as we continue to battle the coronavirus pandemic – both providing undeniable proof that ‘not all superheroes wear capes’.
Current Rate^: 6.49%
Comparison Rate*: 6.75%
Security Type: Residential and must be owner occupied security.
Loan Purpose: Any worthwhile purpose
Minimum Loan Amount: $100,000
Maximum Loan Amount: $2,000,000 (80% LVR)
Maximum LVR: 80%
Loan Term: Up to 30 years
Repayment Type: Principal & Interest
Redraw Available: Yes
Application Fee (excl. Val. & Legal Fees): $995
Risk Fee: $0
Additional Repayments: Yes
Current Rate^: 6.49%
Comparison Rate*: 6.75%
Security Type: Residential and must be owner occupied security.
Loan Purpose: Any worthwhile purpose
Minimum Loan Amount: $100,000
Maximum Loan Amount: $2,000,000 (80% LVR)
Maximum LVR: 80%
Loan Term: Up to 30 years
Repayment Type: Principal & Interest
Redraw Available: Yes
Application Fee (excl. Val. & Legal Fees): $995
Risk Fee: $0
Additional Repayments: Yes
Current Rate^: 7.14%
Comparison Rate*: 7.41%
Security Type: Residential and must be owner occupied security.
Loan Purpose: Any worthwhile purpose
Minimum Loan Amount: $100,000
Maximum Loan Amount: $2,000,000 (80% LVR)
Maximum LVR: 80%
Loan Term: Up to 30 years
Repayment Type: Principal & Interest
Redraw Available: Yes
Application Fee (excl. Val. & Legal Fees): 0.75%
Risk Fee: $0
Additional Repayments: Yes
Current Rate^: 7.14%
Comparison Rate*: 7.41%
Security Type: Residential and must be owner occupied security.
Loan Purpose: Any worthwhile purpose
Minimum Loan Amount: $100,000
Maximum Loan Amount: $2,000,000 (80% LVR)
Maximum LVR: 80%
Loan Term: Up to 30 years
Repayment Type: Principal & Interest
Redraw Available: Yes
Application Fee (excl. Val. & Legal Fees): 0.75%
Risk Fee: $0
Additional Repayments: Yes
CONSUMER ADVISORY NOTE
Maximum loan amounts and LVRs may vary based on security offered.
* The comparison rate is based on secured credit of $150,000 and a term of 25 years. WARNING Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Terms, conditions, fees, charges and La Trobe Financial lending criteria apply.
^ Depends on the loan amount and risk grade of borrower
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