Access Australian Property
International Borrower Loans open doors for eligible non-residents and expatriates to invest in Australian real estate.
Tailored Lending for International Residents
Borrowers from 6.99%^ p.a. (7.49%* p.a. comparison rate)
Residential – Our International Borrower Loans are designed to cater to the unique needs of eligible non-resident and expatriate borrowers looking to invest in Australian property. Whether you’re an Australian living abroad, or an eligible international citizen, we offer unique financing solutions. Additionally, we understand that expatriates with existing Australian property may require equity access or debt consolidation. Our loan products are designed to help address these needs, so you receive the support you deserve.
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Key Benefits
Tailored Financing
Customised solutions for borrowers living abroad, whether they’re looking for property investments or returning home.
Expatriate Support
We offer specialised financing options for expatriates with existing Australian property, addressing equity access and debt consolidation needs often overlooked by other lenders.
A loan for Australian citizens working or living abroad looking to buy property or refinance an existing loan to consolidate debt or access equity.
Current Rate^: 6.99%
Comparison Rate*: 7.49%
Security Type: Residential (including single build construction) and commercial security
Loan Purpose: Purchase, refinance and cash out available
Verification Required: Fully verified income only
Minimum Loan Amount: $100,000
Maximum Loan Amount: $25,000,000 (70% LVR)
$5,000,000 (75% LVR)
$3,000,000 (80% LVR)
Maximum LVR: 80%
Loan Term: Up to 30 years
Repayment Type: Principal & Interest (Interest Only up to five years considered)
Redraw Available: Yes^
Application Fee (excl. Val. & Legal Fees): 0.75%
Risk Fee: $0
Additional Repayments: Yes
A loan for International borrowers looking to invest in Australian real estate with Foreign Investment Review Board approval (“FIRB”).
Current Rate^: 7.89%
Comparison Rate*: 8.25%
Security Type: Residential (including single build construction) and commercial security
Loan Purpose: Purchase and refinance only. Cash out not available
Verification Required: Fully verified income only
Minimum Loan Amount: $100,000
Maximum Loan Amount: $25,000,000 (70% LVR)
$5,000,000 (75% LVR)
Maximum LVR: 75%
Loan Term: Up to 30 years
Repayment Type: Principal & Interest
Redraw Available: No
Application Fee (excl. Val. & Legal Fees): 1.50% plus 1% Non-Resident Premium
Risk Fee: $0
Additional Repayments: Yes
Consumer advisory note: Maximum loan amounts and LVRs may vary based on security offered. * The comparison rate is based on secured credit of $150,000 and a term of 25 years. WARNING – Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Terms, conditions, fees, charges and La Trobe Financial lending criteria apply. ^ Depends on the loan amount and risk grade of borrower.
Get Started
If you would like to apply directly with us, you can use our Express Enquiry Form.
Access My Account
Access your loan account online to view and track your loan.
Get Help
We are here to help. Click the link below to access our contact details or send us an enquiry.
Financial Hardship
If you are experiencing financial strain due to unexpected circumstances, assistance is available. Please visit our Financial Hardship page. You can also call the team on 1800 620 639 between 8:30am and 5:30pm (AEST) Monday to Friday.
How to Get Started
Select a Product
Explore our range of lending options and select the loan that suits your needs.
Contact Your Broker
Talk to your finance professional and ask them to contact La Trobe Financial.
or Apply Online
If you would like to apply directly with us, you can use our Express Enquiry Form. Fill in some quick details and our friendly lending consultants will call you back to discuss the best options for you.
Talk to Us
We are always here to help. Talk to our friendly lending consultants and find the lending option that suits your needs.
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