There are around one million Australians living and working overseas at any one time, many of whom are looking to buy a property in Australia as an investment, or to live in when they return. There is also a large contingent of expatriates who already hold Australian property and are looking to access equity, or refinance to consolidate debt, however these requests often go unanswered by their existing financier. For these reasons we have established our International Borrower Loans, catering for both non-resident and expatriate borrowers.
A loan for Australian citizens working or living abroad looking to buy property or refinance an existing loan to consolidate debt or access equity.
Current Rate^: 7.09%
Comparison Rate*: 7.42%
Security Type: Residential (including single build construction) and commercial security
Loan Purpose: Purchase, refinance and cash out available
Verification Required: Fully verified income only
Minimum Loan Amount: $100,000
Maximum Loan Amount: $25,000,000 (70% LVR)
$5,000,000 (75% LVR)
$2,000,000 (80% LVR)
Maximum LVR: 80%
Loan Term: Up to 30 years
Repayment Type: Principal & Interest (Interest Only up to five years considered)
Redraw Available: Yes
Application Fee (excl. Val. & Legal Fees): 0.75%
Risk Fee: $0
Additional Repayments: Yes
A loan for Australian citizens working or living abroad looking to buy property or refinance an existing loan to consolidate debt or access equity.
Current Rate^: 7.09%
Comparison Rate*: 7.42%
Security Type: Residential (including single build construction) and commercial security
Loan Purpose: Purchase, refinance and cash out available
Verification Required: Fully verified income only
Minimum Loan Amount: $100,000
Maximum Loan Amount: $25,000,000 (70% LVR)
$5,000,000 (75% LVR)
$2,000,000 (80% LVR)
Maximum LVR: 80%
Loan Term: Up to 30 years
Repayment Type: Principal & Interest (Interest Only up to five years considered)
Redraw Available: Yes
Application Fee (excl. Val. & Legal Fees): 0.75%
Risk Fee: $0
Additional Repayments: Yes
A loan for International borrowers looking to invest in Australian realestate with Foreign Investment Review Board approval (“FIRB”).
Current Rate^: 7.69%
Comparison Rate*: 8.17%
Security Type: Residential (including single build construction) and commercial security
Loan Purpose: Purchase and refinance only. Cash out not available
Verification Required: Fully verified income only
Minimum Loan Amount: $100,000
Maximum Loan Amount: $25,000,000 (70% LVR)
$5,000,000 (75% LVR)
Maximum LVR: 75%
Loan Term: Up to 30 years
Repayment Type: Principal & Interest
Redraw Available: No
Application Fee (excl. Val. & Legal Fees): 1.50% plus 1% Non-Resident Premium
Risk Fee: $0
Additional Repayments: Yes
A loan for International borrowers looking to invest in Australian realestate with Foreign Investment Review Board approval (“FIRB”).
Current Rate^: 7.69%
Comparison Rate*: 8.17%
Security Type: Residential (including single build construction) and commercial security
Loan Purpose: Purchase and refinance only. Cash out not available
Verification Required: Fully verified income only
Minimum Loan Amount: $100,000
Maximum Loan Amount: $25,000,000 (70% LVR)
$5,000,000 (75% LVR)
Maximum LVR: 75%
Loan Term: Up to 30 years
Repayment Type: Principal & Interest
Redraw Available: No
Application Fee (excl. Val. & Legal Fees): 1.50% plus 1% Non-Resident Premium
Risk Fee: $0
Additional Repayments: Yes
CONSUMER ADVISORY NOTE
Maximum loan amounts and LVRs may vary based on security offered.
* The comparison rate is based on secured credit of $150,000 and a term of 25 years. WARNING Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Terms, conditions, fees, charges and La Trobe Financial lending criteria apply.
^ Depends on the loan amount and risk grade of borrower
Employed
Tailored towards employed Australians, offering flexible features to suit your needs.
Learn MoreSMSF
Suited for those looking to invest in residential property as part of their superannuation portfolio.
Learn MoreAged Care
Offering a solution to cover the Refundable Accommodation Deposit (RAD) and ease the transition into aged care.
Learn MoreSelf-Employed
Specifically tailored to support the self-employed community offering alternative options for income verification.
Learn MoreCommercial Solutions
Our Commercial loan products suit both PAYG and self-employed borrowers looking to purchase, refinance or access equity using commercial property.
View MoreInsurance Solutions
La Trobe Financial aims to make insurance easy with a range of quality general insurance products tailored to suit your needs.
Learn More