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Our Residential Loan Solutions for International Borrower International loans from 7.09%^ p.a. (7.42%* p.a. comparison rate)

There are around one million Australians living and working overseas at any one time, many of whom are looking to buy a property in Australia as an investment, or to live in when they return. There is also a large contingent of expatriates who already hold Australian property and are looking to access equity, or refinance to consolidate debt, however these requests often go unanswered by their existing financier. For these reasons we have established our International Borrower Loans, catering for both non-resident and expatriate borrowers.

Expatriate Loan

A loan for Australian citizens working or living abroad looking to buy property or refinance an existing loan to consolidate debt or access equity.

Current Rate^: 7.09%

Comparison Rate*: 7.42%

Security Type: Residential (including single build construction) and commercial security

Loan Purpose: Purchase, refinance and cash out available

Verification Required: Fully verified income only

Minimum Loan Amount: $100,000

Maximum Loan Amount: $25,000,000 (70% LVR)
$5,000,000 (75% LVR)
$2,000,000 (80% LVR)

Maximum LVR: 80%

Loan Term: Up to 30 years

Repayment Type: Principal & Interest (Interest Only up to five years considered)

Redraw Available: Yes

Application Fee (excl. Val. & Legal Fees): 0.75%

Risk Fee: $0

Additional Repayments: Yes

A loan for Australian citizens working or living abroad looking to buy property or refinance an existing loan to consolidate debt or access equity.

Current Rate^: 7.09%

Comparison Rate*: 7.42%

Security Type: Residential (including single build construction) and commercial security

Loan Purpose: Purchase, refinance and cash out available

Verification Required: Fully verified income only

Minimum Loan Amount: $100,000

Maximum Loan Amount: $25,000,000 (70% LVR)
$5,000,000 (75% LVR)
$2,000,000 (80% LVR)

Maximum LVR: 80%

Loan Term: Up to 30 years

Repayment Type: Principal & Interest (Interest Only up to five years considered)

Redraw Available: Yes

Application Fee (excl. Val. & Legal Fees): 0.75%

Risk Fee: $0

Additional Repayments: Yes

Non-Resident Loan

A loan for International borrowers looking to invest in Australian realestate with Foreign Investment Review Board approval (“FIRB”).

Current Rate^: 7.69%

Comparison Rate*: 8.17%

Security Type: Residential (including single build construction) and commercial security

Loan Purpose: Purchase and refinance only. Cash out not available

Verification Required: Fully verified income only

Minimum Loan Amount: $100,000

Maximum Loan Amount: $25,000,000 (70% LVR)
$5,000,000 (75% LVR)

Maximum LVR: 75%

Loan Term: Up to 30 years

Repayment Type: Principal & Interest

Redraw Available: No

Application Fee (excl. Val. & Legal Fees): 1.50% plus 1% Non-Resident Premium

Risk Fee: $0

Additional Repayments: Yes

A loan for International borrowers looking to invest in Australian realestate with Foreign Investment Review Board approval (“FIRB”).

Current Rate^: 7.69%

Comparison Rate*: 8.17%

Security Type: Residential (including single build construction) and commercial security

Loan Purpose: Purchase and refinance only. Cash out not available

Verification Required: Fully verified income only

Minimum Loan Amount: $100,000

Maximum Loan Amount: $25,000,000 (70% LVR)
$5,000,000 (75% LVR)

Maximum LVR: 75%

Loan Term: Up to 30 years

Repayment Type: Principal & Interest

Redraw Available: No

Application Fee (excl. Val. & Legal Fees): 1.50% plus 1% Non-Resident Premium

Risk Fee: $0

Additional Repayments: Yes

CONSUMER ADVISORY NOTE

Other Loan Options

Employed
 

Tailored towards employed Australians, offering flexible features to suit your needs.

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SMSF
 

Suited for those looking to invest in residential property as part of their superannuation portfolio.

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Aged Care
 

Offering a solution to cover the Refundable Accommodation Deposit (RAD) and ease the transition into aged care.

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Self-Employed
 

Specifically tailored to support the self-employed community offering alternative options for income verification.

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Explore

Commercial Solutions

Our Commercial loan products suit both PAYG and self-employed borrowers looking to purchase, refinance or access equity using commercial property.

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Insurance Solutions

La Trobe Financial aims to make insurance easy with a range of quality general insurance products tailored to suit your needs.

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Contact
 

We’d love to hear from you. Use the form or call 13 80 10.

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