Our SMSF product is suited for Australian residents that have an existing SMSF or are in the process of establishing an SMSF. Suitable for borrowers wishing to purchase or refinance an existing residential investment property as a single asset.
Current Rate^: 7.09%
Comparison Rate*: N/A
Security Type: Residential security
Loan Purpose: Purchase & Refinance of Investment
Verification Required: 80% Rental Income. SMSF Contribution Statement. Income deemed at 3.9%
Personal or Business/Investment Purposes: Business/Investment only
Minimum Loan Amount: $100,000
Maximum Loan Amount: $1,500,000 (80% LVR)
Maximum LVR: 80%
Lenders Mortgage Insurance required: No
Maximum Loan Term: 30 Years
Repayment Type: Principal & Interest
Maximum Interest Only Term: N/A
Interest Rate Type: Variable
Redraw Available: No
Application Fee (excl. Val. & Legal Fees): $995.00
Risk Fee: $0
Additional Repayments: Yes
Current Rate^: 7.09%
Comparison Rate*: N/A
Security Type: Residential security
Loan Purpose: Purchase & Refinance of Investment
Verification Required: 80% Rental Income. SMSF Contribution Statement. Income deemed at 3.9%
Personal or Business/Investment Purposes: Business/Investment only
Minimum Loan Amount: $100,000
Maximum Loan Amount: $1,500,000 (80% LVR)
Maximum LVR: 80%
Lenders Mortgage Insurance required: No
Maximum Loan Term: 30 Years
Repayment Type: Principal & Interest
Maximum Interest Only Term: N/A
Interest Rate Type: Variable
Redraw Available: No
Application Fee (excl. Val. & Legal Fees): $995.00
Risk Fee: $0
Additional Repayments: Yes
CONSUMER ADVISORY NOTE
Maximum loan amounts and LVRs may vary based on security offered.
* The comparison rate is based on secured credit of $150,000 and a term of 25 years. WARNING Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Terms, conditions, fees, charges and La Trobe Financial lending criteria apply.
^ Depends on the loan amount and risk grade of borrower.
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