The one constant in markets is volatility.We all acknowledge it. We all accept that heightened volatility is but a moment away, and can be set off by any number of things. Consider the events which have accelerated volatility in markets over the last four years: a global pandemic, a war in Ukraine, a regional banking crisis in the US, and simmering tensions in the Middle East.
March 2024 – We provide an update on our portfolio performance, as well as share our current thinking on the property market and economy.
It doesn’t feel like that long ago that investors were on the ‘hunt for yield’. A seemingly perpetual challenge and, after a decade of falling market interest rates, investors were bereft of income opportunities. Everyone just accepted that ‘lower for longer’ was the ‘new normal’ – until it all changed.
The highly disciplined investment team at La Trobe Financial has for the fifth consecutive year been awarded ‘Best Investment Management Team – Australia’ by Capital Finance International (CFI.co).
Every so often, pivotal moments occur that shift a company or sector. Back in 1952, La Trobe Financial was founded when institutional investment was sourced to provide loans to returned servicemen to purchase a home. These were high quality borrowers who could demonstrate employment or running a successful business but were falling short on strict bank guidelines relating to continuity of income or level of savings.
In today’s evolving private credit landscape, financial advisers are navigating a wave of new products, platforms, and providers. As banks retreat from traditional lending, non-bank lenders and asset management firms have stepped in, offering investors access to attractive yield opportunities. But with growth comes complexity, the potential of volatility, and a whole range of other considerations.
Retirement is often portrayed as a time of leisure, but for many Australians, it comes with a pressing financial challenge: replacing a regular salary with reliable investment income. In today’s environment of market volatility and falling interest rates, traditional cash-based investments may no longer deliver the returns retirees need.
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